Burglary and theft in homes, businesses, and motor vehicles, along with bicy-cle thefts and robberies, constitute what is commonly referred to as acquisi-tive crimes. These are relatively common crimes that affect a significant number of individuals.
In 2022, there were over 148,000 insurance claims related to acquisitive crimes. The most common crime were burglary and theft, with 50,000 claims affecting homes and over 6,000 claims affecting businesses. Additionally, there were 46,000 bicycle thefts, 6,000 robberies and 40,000 claims related to thefts from or out of motor vehicles.
Burglaries and thefts from homes have shown a downward trend since reaching a peak in 2016. The decline was particularly significant during the years of the pandemic and may be linked to many people working from home and being unable to go on vacation, making it more challenging for burglars.
For claims related to acquisitive crimes in households, companies and real property, boats, and motor vehicles, insurance companies paid a total of over 2.3 billion SEK in 2022. Nearly half, 45 per cent amounting to 1 billion SEK of the total amount was paid out for theft from and out of motor vehicles. Addi-tionally, 22 per cent of the total amount was paid out for burglaries and theft from homes. Since 2015, especially the payments for burglaries and theft in homes have decreased significantly, from 807 million SEK to 506 million SEK, which is a decrease of 38 per cent.